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As it is a credit union, its APR on loans is limited to 42.6%, which means that £400 borrowed for one month will value £12 in interest.
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If you happen to cannot repay your loan then call the lender to rearrange a refinancing plan. For instance, you wouldn't borrow greater than £a thousand with a payday loan (ideally) and also you'd pay it again inside a couple of weeks.
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