A "savings account" is a basic type of bank account that allows individuals to deposit money, store funds securely, and earn interest on the balance. It is designed for the purpose of accumulating savings over time while providing easy access to funds for everyday expenses or emergencies. Unlike current accounts, savings accounts typically offer modest interest rates, encouraging individuals to save and grow their money gradually.Savings accounts play a crucial role in personal financial planning, providing a safe and liquid option for individuals to save money and earn interest on their depo

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